For Business

Revolutionising the way we compare credit

A vision for a more democratic lending ecosystem

The embedded credit marketplace that gives lenders and brands a smarter way to support more borrowers

What is RateMatch AI?

The embedded credit marketplace that revolutionizes how lenders and brands connect with borrowers

SaaS Reverse Auction Comparison Platform

Advanced platform technology for transparent credit comparison

Matchmaking model to ensure a transparent credit ecosystem

Smart algorithms that create fair lending opportunities

Embedded UX

Seamless integration into existing customer journeys

Out of the box solution with fast implementation

Ready-to-deploy technology with minimal setup time

Why Do We Exist?

We're solving the fundamental problems that plague the credit comparison industry

The comparison world is broken, creating an uneven playing field for both borrowers and consumers

Lenders waste money in performance channels due to lack of optimisation tooling

Brands find it hard to offer essential financial services to their customers

The concrete curtain of credit makes the barrier to compete in this market difficult and confusing

Our Solution

RateMatch AI creates a transparent, efficient marketplace that benefits everyone - borrowers get better rates, lenders reach qualified customers, and brands can offer valuable financial services seamlessly.

The Evolution of Lending: From Comparison to Intelligent Matchmaking

Discover how global pioneers have transformed the lending landscape, leading to smarter, more personalized financial solutions.

Traditional loan comparison platforms provided consumers with a list of potential lenders, requiring manual selection and application. Today, intelligent matchmaking platforms utilize AI and data analytics to connect borrowers with the most suitable lenders in real-time, streamlining the process and enhancing approval rates.

Global Timeline of Lending Platforms

🇺🇸USA

1998

LendingTree

Pioneered online loan comparison, allowing users to receive multiple loan offers by submitting a single application.

🇬🇧UK

1999

MoneySuperMarket

Expanded from mortgage comparisons to a comprehensive financial product comparison site.

🇸🇪Sweden

2007

Lendo

Introduced a platform for comparing consumer loans without impacting credit scores, promoting transparency in the Swedish loan market.

🇬🇧UK

2008

HD Decisions

Developed pre-qualification solutions to enhance the accuracy of credit card and loan offers.

🇧🇷Brazil

2016

FinanZero

Launched a fintech marketplace connecting consumers with multiple lenders, simplifying the loan application process.

🇪🇸Spain

2018

Prestalo

Established an online broker platform utilizing algorithms to match users with suitable financial entities.

🇸🇬Singapore

2018

Lendela

Entered the Southeast Asian market, offering personalized loan matchmaking services across multiple countries.

🇸🇪Sweden

2019

Zmarta

Expanded digital personal finance services in the Nordics, focusing on loan comparisons and financial advice.

The Global Impact

Global Reach

Platforms spanning 8 countries across 4 continents

Evolution Timeline

21+ years of continuous innovation and improvement

Modern Era

AI-driven matchmaking represents the next generation

Join the Next Generation of Lending

RateMatch AI represents the evolution of this global movement, bringing intelligent matchmaking to the forefront of lending technology.

For Lenders

Acquire only the customer you can service. Manage your acquisition spend and compete on your value - not your spend.

Custom knockout rules through a self service platform

Define your lending criteria with precision

Real-time offer positioning

Stay competitive with dynamic positioning

Avoid poor quality application spending

Filter out unqualified leads before they cost you

Manage how you are positioned in market

Control your market presence and brand positioning

Full analytics dashboard and competition insights

Make data-driven decisions with comprehensive analytics

Lender Benefits

Reduce acquisition costs by up to 40%
Improve application quality and conversion rates
Access real-time market intelligence
Compete on value, not just price

Partner Success

Launch in weeks, not months
White-label solution with your branding
Ongoing support and maintenance
Revenue sharing opportunities

For White Label Partners

Launch your own lending marketplace — powered by RateMatch AI.

Launch your own comparison offering

Get to market quickly with our proven platform

Plug-and-play integration

Seamless integration with minimal technical overhead

Additional revenue opportunity

Create new revenue streams for your business

APIs and no-code tools

Flexible implementation options for any technical setup

Curious how it fits your business? Let us show you.

Book a 20-min demo below — no sales fluff.

Prefer email? Reach out to us at jake@ratematch.ai

Experts in lending, fintech, and embedded finance

We're a team of passionate professionals dedicated to transforming the credit industry

HQ: Australia, global support

Based in Australia with worldwide reach and support

Experience in credit, compliance, UX

Deep expertise across all aspects of financial technology

Backed by proven technology

Built on robust, scalable infrastructure you can trust

Mission: humanise credit access

Making credit more accessible and transparent for everyone

Our Vision

To create a world where credit access is transparent, fair, and efficient - where the best outcomes are achieved for borrowers, lenders, and partners alike.